First Time Home Finance

FIRST TIME HOME BUYER

Attention First-Time Homebuyers!

You're ready! You found the place you want to call home - your first home. Now it's time to find a lender and determine the loan program that meets your financial goals.

Home Finances has First-Time Home Buyer Specialists who are here to help you:

Obtain same day pre-approvals. There's no charge and no obligation whatsoever. Just call 1-800-358-LOAN or apply online today. Within hours you'll know if you pre-qualify for a loan.
Figure out creative financing options.
	Interest-only loans that can reduce your monthly payments by as much as 39%.
	Lowest rates in the country - Adjustable rate mortgages for as much as 3.0% less than a fixed rate mortgage. Click here to check out today's rates.
	Buy a home with only a 3% down payment without the strict regulations of a government loan.
	No money down and no PMI (private mortgage insurance) - 80/20 loan programs with fixed rate second mortgages
Get you qualified even if you have less than perfect credit.
Reduce your application fee. To help you get started, we offer you a $25.00 savings. Click here for your coupon.
Save money in the future. When your first mortgage closes you automatically become a lifetime member in the Home Finance Club! Save hundreds of dollars on future closing costs and get a free gift!
Receive discounts on home expenses. Home Finances offers you enrollment in the GE Homebuyer Privileges Program. Enjoy savings on everything from appliances to moving expenses.

Have a lot of questions? Click here and read about the loan process or get answers to frequently asked questions.

Home Finances offers the lowest interest rates in the country and the best service available. Call us toll free at 800-358-LOAN (5626). Or, apply online using our secure server today. It only takes minutes and a Mortgage Professional is available to help you 7 days a week!

First Time Buyers ???

How Much Can You Afford?

The Anatomy of a Mortgage

The Two Basic Types of Mortgages

Additional Types of Mortgages

The Lender: Bank or Mortgage Broker?

Loans for Sale

Shopping for a Loan

Finding your loan online

Consider a Mortgage Pre-Approval

Six Strategies for Saving Money on Your Mortgage

The Down Payment

Special Loans for Everyone

The Tax Implications of Buying Your Home

Finance Tools

What's New

The 7 biggest mistakes when getting a mortgage...Home loans are our biggest debt. Avoid these pitfalls and you'll save an astounding amount of money and aggravation.

And 5 smart moves for getting the best possible rate If you're in the market for a home, these are the things you can do right now that will help you qualify for the most affordable mortgage.

Finding the best loan
You want the lowest rate and smallest monthly payment from a lender that's easy to work with and won't hit you with any last-minute surprises or hidden fees. Follow our plan to land a great deal from a reputable lender.

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